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Calculate the true annual percentage rate (APR) including loan fees.
This calculator provides estimates only. Actual loan payments, APR, interest, fees, taxes and terms may vary by lender, country, credit profile and market conditions. Verify with a qualified financial professional or lender.
APR considers both interest rate AND loan fees to give the true cost of borrowing expressed as an annual rate.
Result: APR: 16.5%
APR includes both the interest rate and fees, giving a more complete picture of loan cost.
APR includes origination fees, processing costs, and other charges spread across the loan term.
Most lenders charge origination fees, processing fees, or points that must legally be included in the APR calculation for transparency.
Good APR ranges from 6 to 36 percent depending on credit score, with scores above 700 typically qualifying for the lowest available rates.
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